Which of the following is NOT a uniform provision typically included in insurance policies?

The policy warranty clause is not one of the uniform provisions typically included in insurance policies. The uniform provisions were established to ensure that insurance policies maintain a level of consistency and fairness across different policies and insurers.

The entire contract clause confirms that the insurance policy document is the complete agreement between the parties, ensuring that no outside statements or documents will alter the terms of the contract.

The time limit on certain defenses provision, often referred to as the incontestability clause, stipulates that after a specified period, an insurer cannot contest the validity of a policy based on misstatements or omissions, thus protecting the insured from losing coverage due to minor discrepancies in their application after some time has elapsed.

The grace period clause provides a window of time after a premium due date during which a policyholder can make a payment without the risk of losing coverage. This supports consumer protection by allowing a short period for policyholders to recover funds or arrange payment.

In contrast, a policy warranty clause typically refers to a specific promise made by the insured regarding certain conditions or facts. While it can be included in some insurance contracts, it is not one of the standardized uniform provisions adopted broadly across insurance policies like the others listed.