Which of the following best describes Comprehensive Major Medical insurance?

Comprehensive Major Medical insurance is characterized by its provision of a wide range of medical services, including both basic care (such as doctor visits and preventive care) and major medical care (like hospital stays and surgical procedures). This combined coverage makes it a valuable option for individuals and families seeking extensive medical protection under a single policy.

The inclusion of both basic and major medical benefits allows policyholders to access necessary healthcare services without the need for multiple insurance plans, thereby simplifying the management of health expenses. This broad coverage is one of the main attributes that distinguishes Comprehensive Major Medical insurance from other types of health insurance policies that may focus on more limited or specific forms of care.

Other options are less representative of the comprehensive nature of this insurance type; for instance, it's not solely issued on an individual basis, as group plans can also be available. While it often excludes dental and vision needs, that exclusion is not definitive for all comprehensive plans. Additionally, while some plans may have high deductibles, this feature is not universally applicable and can vary widely between policies. Therefore, the option highlighting both basic and major medical care best encapsulates the essence of Comprehensive Major Medical insurance.