Which of the following best describes a broker's primary responsibility?

The primary responsibility of a broker is to help clients compare and select insurance products that best suit their needs. Brokers act as intermediaries between clients and insurance carriers, providing a wealth of information about different policies and coverage options available in the market. They use their expertise to educate clients on the nuances of various products, ensuring that the clients understand their options and can make informed choices tailored to their specific circumstances and risk profiles.

This role is distinct from representing an insurance company or evaluating policies for personal profit, as brokers operate in the best interest of their clients. They also do not primarily manage insurance claims for clients; rather, that function is typically associated with claims adjusters or insurance agents. The focus of the broker is on providing a broad view of the market to facilitate the client's selection of suitable insurance coverage.