What does Major Medical insurance provide coverage for?

Major Medical insurance is designed to provide comprehensive coverage for a wide range of healthcare services, making it a critical component of many health insurance plans. This type of insurance generally covers significant medical expenses that extend beyond standard policies, including hospital stays, surgeries, outpatient care, and more.

Option B is correct because Major Medical insurance encompasses a variety of medical services, including private duty nursing and preventive care. Preventive care is an essential aspect of healthcare, aimed at preventing diseases and ensuring early detection of health issues, while private duty nursing provides specialized nursing care that individuals may require, often on a long-term basis. This broad coverage is essential for addressing serious health conditions and ensuring that individuals can access the necessary care without facing overwhelming financial burdens.

This comprehensive nature distinguishes Major Medical insurance from plans that offer limited coverage, addressing more narrow elements of healthcare, such as hospital stays, routine check-ups, or accidental injuries alone, which do not reflect the full scope of services typically covered under Major Medical policies.